Skip to main content

'Time Bank' system of Switzerland:

After reading this concept, please write your thoughts in the comments section:

*Swiss Time Bank*

A student studying in Switzerland
observes:

While studying in
Switzerland,
I rented a house near the school.

The landlady Kristina is a
67-year-old single
old lady who had worked as a teacher in a secondary school before she retired.

Switzerland's pension is
very good, enough to not worry her
about food and shelter in her later years.

However, she actually found "work" - to take care of an 87-year-old single old man.

I asked if she was
working for money.

Her answer surprised me: “I do not work for money, but I put my time in
the ‘time bank’, and
when I cannot move in my old age,
I could withdraw it.”

The first time I heard about this concept of "time bank", I was very
curious and asked
the landlady more.

The original “Time Bank” was an old-age pension program developed
by the Swiss Federal Ministry of Social Security. People saved the
'time' taking care of
the elderly when
they were younger, and when they were old, ill or needed care could withdraw it.

Applicants must be healthy, good at communicating
and full of love.
Everyday they have to look after the elderly who need help.

Their service hours will be deposited into the personal 'time' accounts of the social security system.

She went to work twice a week, spending two
hours each time helping the
elderly, shopping, cleaning
their room, taking them out to sunbathe,
chatting with them.

According to the agreement, after one year of her
service, “Time Bank” will calculate her working hours and issue her
a “time bank card”.

When she needs someone to take care of her,
she can use
her “time bank card” to “time to
withdraw “time and time interest”. After the information
verification, “Time Bank” will assign other volunteers to take care of her at the hospital or her home.

One day, I was in school and the landlady called and said she fell
off the stool when
she was wiping the window.

I quickly took leave and sent her to the hospital for treatment.

The landlady broke her ankle and needed to stay in bed for a while.

While I was preparing to
apply for a home to take care of her,
the landlady told me that I need not worry about her.

She had already submitted a withdrawal request to the “Time Bank”.

Sure enough, in less than two hours "Time Bank"
sent a nursing worker to come and care for the landlady.

In the following month, the care worker took care
of the landlady everyday, chatted with her and made delicious meals for her.

Under the meticulous care
of the carer, the landlady soon recovered her health.

After recovering, the landlady went back to "work". 
She said that she intends to save more time in the "time bank" while she is still healthy.

Today, in Switzerland,
the use of "time banks" to support old age has become a common practice.

This not only saves the country pension expenses, but also solves other social problems.

Many Swiss citizens are very supportive of this kind of old-age pensions.

The survey conducted by the Swiss pension organization shows that more than half of Swiss people alsowant to participate in this type of old-age care service.

The Swiss government also passed legislation to support the "Time Bank" pension scheme.

At present the number of "empty-nest old people" in Asian
countries are increasing and it has gradually
become a social problem.

Switzerland style "time bank" pension may be a good option for us too.

📯📯📯📯📯📯
*What an interesting concept..... hope it gets adapted all over d world soon!!!*

Source: Received through WhatsApp Messenger:

Popular posts from this blog

Learn B-school/Business lessons from street vendors:

- Captain Raghu Raman teaches an interesting business lessons from Street vendors. And in the last section he speaks about the after retirement life of young armed forces. Click to watch: About Captain Raghu Raman: Note:  The above video is linked directly from youtube. About 'Raghu Raman' detail is received from youtube description.

Tokyo Olympics, two sportsmen makes us realise true meaning of joy:

 The scene is the final of men's high jump at the Tokyo Olympics.  Italy's Gianmarco Tamberi was facing Qatar's Mutaz Essa Barshim in the final.  Both of them jumped 2.37 meters and were on par !  Olympic officials gave three more attempts to each of them, but they were unable to reach more than 2.37 meters. One more attempt was given to two both of them, but Tampberi withdrew from the last attempt due to a serious leg injury.  The moment when there was no other opponent in front of Barshim, the moment when he could have easily approached the gold alone ! But Barshim asked the official "if the gold can be shared between the two of us if I withdraw from the final attempt ?"  The official checks and confirms and says "yes then the gold will be shared between the two of you".  Barshim then had nothing to think about, announces withdrawal from the last attempt. Seeing this, the Italian opponent Tamberi ran and hugged Barshim and screamed !  What we sa...

Is anybody happier because you passed his way?

 - Is anybody happier  because you passed his way? Does anyone remember  that you spoke to him today? This day is almost over,  and its toiling time is through;  Is there anyone to utter now a kindly word of you? Did you give a cheerful greeting to the friend who came along? Or a churlish sort of "Howdy"  and then vanish in the throng? Were you selfish pure and simple as you rushed along the way,  Or is someone mighty grateful for a deed you did today? Can you say tonight, in parting with the day that's slipping fast, That you helped a single brother of the many that you passed? Is a single heart rejoicing over what you did or said;  Does a man whose hopes were fading now with courage look ahead? Did you waste the day, or lose it, was it well or sorely spent? Did you leave a trail of kindness or a scar of discontent? Source:  taken from Edgar Albert Guest poem. Reflection of above poem: "Is anybody happier because you passed his way?" is a po...

Yaadon ka Aangan:

 - *Yaadon ka Aangan* Ek hi chhat ke neeche tab poora jahan rehta tha, Har kone mein khushiyon ka karwan rehta tha, Deewarein khinch gayi aur sadiyan beet gayi magar, Dil mein aaj bhi wahi purana makaan rehta tha. Raaste alag hue, log musafir ban gaye, Bade ghar ke woh kisse, ab maahir ban gaye, Zamana guzar gaya par yaadein wahi taaza hain, Hum aaj bhi us aangan ke hi qaayal ban gaye. "Batwara toh sirf zamin aur deewaron ka hua tha, Yaaden toh aaj bhi usi sanjeeda aangan mein rehti hai, Log kehne ko toh chale gaye apne raste, Magar woh purani raunak aaj bhi aankhon mein behti hai." Source: Prompt generated through Gemini AI. --------

About 'Life skills' initiative around the world:

 - Of late you might have been hearing the word 'life-skills' education. Many school boards and universities are including life skills education into their curriculum. Many companies are training their employees on life skills. In India CBSE board has made Life Skills training compulsory, and most other Boards are following it up. Engineering colleges are incorporating life skills training to ensure that students are made industry-ready; Bangalore University has made it compulsory for Arts, Science and Commerce students to study Life Skills in 4th Semester. What is 'life skills' ? Life skills are abilities for adaptive and positive behaviour that enable humans to deal effectively with the demands and challenges of life. Life is dynamic which is full of constant changes, for which one is expected to be adaptable. Life skills is a term used to describe a set of basic skills acquired through learning and/or direct life experience that enable individuals and groups to effec...

What can a radical leader do?

 Radical leader, can: Prepare oneself Exemplify Moral Integrity Go Beyond Self-Interest Establish Clear Goals Respect Your People Convey an Inspiring Vision Be A Mentor... and in doing so inspire revolutionary teamwork.

The Secret to a Happy Marriage: Stop Trying to Win and Start Nurturing:

 - Nurturing the Marital Garden: When the Relationship Wins In the grand tapestry of life, marriage stands as one of the most profound and challenging relationships we undertake. It's a journey filled with shared dreams, laughter, and sometimes, inevitable disagreements. Yet, the true triumph in marriage isn't about one person "winning" an argument or proving a point; it's about the relationship winning. It's about cultivating a shared space where both individuals can thrive, a garden that requires constant, loving care. Often, in the heat of the moment, our instincts can lead us to defend ourselves, to score points, or to push for our own way. However, this competitive mindset can chip away at the very foundation of the union. When we prioritize winning as an individual, we inadvertently lose something far more valuable: the strength and intimacy of our bond. The key to a flourishing marriage lies in shifting our focus from "me" to "us," e...

Five point check list for Healthy day:

I was brought up to believe that how I saw myself was more important than how others saw me.     - Anwar el-Sadat The lifestyle and expectations have seen a tremendous change. We have become self-centered, but even in that self-centeredness, we are not perfect. We do not know where we are heading to. In order to keep our day good going, it is important to reflect and recharge ourselves. And add creativity and value, to the things we do in day to day life. Below are five easy ways to keep yourself in your control. The below will help you create greater success for your day: 1. Reflect  2. Gratitude   3. Loosen yourself 4. Train your brain to stay positive  5. Bring down your stress and boost creativity 1. Reflect:  We become so mechanistic in life that, we forget to fix our goals. We get going along with the flow.  We don't even see what kind of food we eat. What kind o...

Life Begins When You Do:

It's up to you to make choices that work best for you. It really is all within your point of view. Regret is a matter of perspective. If you like who you are NOW, it follows that you can embrace, without regret, all the choices that led you here.  Difficulties impact me—they do not define me. Challenges mold me—they do not make me. Praise may encourage me—it is my own vision that inspires me. Success may spur me on but it is my own reward that satisfies me. Pain may permeate but my heart and hope prevail. Criticism and pettiness may knock but the lock is on my side of the door. Abundance may pave the road but it is generosity that lights the way. As long as I'm breathin'—I'm livin'. My way. Beginning every fresh moment—now! Source: simple truths promotional mail

Open the taps of giving. And you'll open the floodgates to happiness.

-  I had heard of *Dead Sea* in school. No one ever told me this side of the story. You may find it interesting. *A tale of Two Seas!!*  As you probably recall, the Dead Sea is really a Lake, not a sea. It’s so high in salt content that the human body can float easily. You can almost lie down and read a book! The salt in the Dead Sea is as high as *35%* - almost *10 times* the normal ocean water. And all that saltiness has meant that there is no life at all in the Dead Sea. No fish. No vegetation. No sea animals. Nothing lives in the Dead Sea. And hence the name: Dead Sea. The other Sea is the *Sea of Galilee.* Turns out that the Sea of Galilee is just north of the Dead Sea. Both the Sea of Galilee and the Dead Sea receive their water from river Jordan. And yet, they are very, very different.   Unlike the Dead Sea, the *Sea of Galilee* is pretty, resplendent with rich, colorful marine life. There are lots of plants. And lots of fish too. In fact, the Sea of Galilee is hom...